If you are a regular shopper of Walmart, you’ve probably also seen their ads plastered in the store for the Walmart Credit Card. Walmart offers two types of credit cards: the Walmart MasterCard offered by Capital One, which can be used wherever MasterCard credit cards are accepted.
However, the Walmart Credit Card can only be used at Walmart stores, Walmart Supercenters, Walmart Neighborhood Markets, Walmart.com, Walmart and Murphy USA gas stations, and Sam’s Clubs.
Apply for Walmart Credit Card/MasterCard & Get Benefits
It is one of the major highlights through which you can purchase the products even if you have the lower credits through Walmart Credit Card. Once if the annual fee for the card is fixed, then it will remain the same. The rewards program is the same on both Walmart credit cards.
You can get 3% cash back on purchases from Walmart.com. This includes items you order online and then pick up in the store. 2% cash back on purchases from Murphy USA and Walmart gas stations. 1% cash back on all other purchases, including those from brick-and-mortar Walmart stores.
Walmart Credit Card comes with $0 annual fees with 23.15% regular APR without any cash advance APR foreign transaction fee. These cards could come in very handy for making and paying off large purchases for no interest, as long as you can pay off the entire balance before the due date. Failing to do so will be costly, negating all of the possible benefits of the cards.
One of the other benefits available to Walmart credit card users are 6/12/18/24 month financing options. To qualify for this financing, you must download and print an online coupon, and pay for the purchase using your Walmart credit card. The 0% APR financing options are a nice perk, though we urge users to only use it on purchases that are absolutely necessary.
Although the walmart credit card is said to be a card with high interest rates the users can get both low interest rates and low insurance rate with the availability of bigger loans depending on the good credit history of its user.
Reasons to Apply
Everyone has their own reasons for doing what they do. For registering yourself for a walmart credit card or MasterCard you may also have some specific reason.
Maybe you want the shopping experience more comfortable and fun. Or maybe you are too afraid to carry large sum of money because you always end up losing them. Maybe you had a bad experience with a bag-snatcher who took all your cash. With walmart credit card you can shop more easily and conveniently.
There are a few necessary requirements if you want to become a Walmart credit card holder. Net availability is a must to get you registered online for Walmart Account. Otherwise you can visit the Walmart store as well.
You should have a good credit history that is you should be a regular tax payer. Make sure you have never been bankrupted. Your social history also counts in the availability of your credit card. We hope you have never taken a tour of jail for money fraud.
With its reputation for low prices, Walmart is the go-to store for groceries and other household staples for many consumers. These cards are, however, fairly easy to qualify for – meaning you do not need to have a good credit history to get approved.
Customers with FICO scores as low as 550 can usually be approved. The MasterCard version of the Walmart credit card usually requires a credit score of 660 or higher, which is generally accepted to be toward the low end of the “good” credit scores on the credit score scale.
How to apply
You can apply for a Walmart Credit at any Walmart store register or online at Walmart.com. When you choose to apply, Capital One will pull your credit score and look at other factors, like your income level, debt level, employment, and more. Applying for the Walmart Credit Card is pretty simple, and most of the time you can get an instant answer.
When you apply for Walmart credit card you have to provide your basic information. This information includes your Name, Address, City, State, Email address, Phone number and bank account number. You just have to fill the boxes and click register and you are done.
When you apply or register for Walmart credit card, most of the time you get an instant approval in the form of a mail or call so that you would know whether your application is accepted or not.
Check application status
To check on the status of your Walmart credit card application, please call Walmart Credit Services center. If your application has been approved, you will receive you Walmart Discover or Walmart Credit Card in the mail in approximately 7-10 business days.
If your card does not arrive within 10 business days after your application has been approved, or if your card has been lost or stolen, do not become a cry baby. Just contact at the walmart number to speak to a Customer Service Representative.
Cancellation of card application
If you have applied for the walmart credit card without the intention of having it and now you want to cancel it, you need to submit an application at Walmart Supercenter. You can submit cancellation application through the email address. And you can also submit the Walmart credit card cancellation application by visiting the Walmart superstore.
Don’t forget to fill the application form with your real name and credit card numbers. And also define the reason of card cancellation
Get Customer Support
For further assistance regarding the application of your Walmart credit card you can get customer care services by visiting www.walmart.com or call at the walmart store’s toll free number 1-877-294-7880 (24/7). If this doesn’t satisfy you and you are the sort of person who doesn’t get things unless explained in person then visit the walmart store 702 S.W. Eighth St., Bentonville, AR 7271.