Hi there Walmart cardholder. Are you looking for easy and simple payment options? Here is the answer on how to make Walmart credit card payment login. But before making bill payment in full or due on time, let us discover some basic features of the card you’re having in your pocket, so that you may understand the importance of paying on time.
Walmart store is not like your any other retail store in your neighborhood. It provides a wide assortment of good-quality merchandise; the lowest possible prices; guaranteed satisfaction with what you buy; friendly, knowledgeable service; convenient hours; free parking; a pleasant shopping experience.
Do You Know?
Walmart is a leading multinational retail corporation based in America. It is the world’s largest chain of hypermarkets, discount department stores and grocery stores. The company’s headquarters is situated in Bentonville, Arkansas, which was founded by Sam Walton in 1962.
It started as a single discount store but now has grown over the years having 11,718 stores in 28 countries. Walmart provides its customers a variety of products ranging from electronics to baby care product.
Need of Walmart Credit Card Payment
Walmart credit card is powered and issued by Capital One – a financial institute that is headquartered in Stamford, Connecticut, United States with over 15,000 employees.
The card is basically a store card. However, Walmart also offers other types of cards such as Visa card, MasterCard, Discover card etc.
Walmart has always tried to accommodate its customers in any possible way. One of the best ways is to purchase a Walmart Credit card to help shopping Walmart and other products in easiest and simplest ways. In order to do so, you must first login with your Walmart ID on website and start your purchase. But you need to apply for it first.
You can see easy to understand steps on how to apply for Walmart credit card on my blog.
Benefits of Having Walmart Credit Card in Your Pocket
If you say that having a Walmart card in the pocket is ones’ dream, it is no way the exaggeration. However, many reviews suggest that Walmart credit card is basically an easy to get approved card.
It is because that it doesn’t puts high financial or credit score requirements. Still, a Walmart cardholder can have lots of benefits from a Walmart Credit Card.
- You can save upto 3% daily if you do your purchases via Walmart Credit card as compared to shopping normally at any Walmart store.
- You can save upto $25, when you buy for the first time on your Walmart Credit card.
- Walmart customers get reward points on each of the purchase.
- There is no annual fee on Walmart Credit card customers.
- Cash back is also offered.
- The Walmart Credit card is secure from all types of frauds.
- Customers can use their card at any time and at any Walmart store nationwide.
- The customer can also add other family members as credit card users free off cost.
Why you Must make Walmart Credit Card Payment on Time?
Each and every one of us has been tempted to put off our credit card payment. But little we know that there are a lot of benefits if we pay our credit card bills on time. Walmart gives great benefits to those customers who pay their bills on time on regular basis.
Enjoy low interest rate:
If you pay your bills on time Walmart does not increase your interest rate. It remains the same.
Avoiding late fee charges:
Make your credit card payments before due date and you can avoid late fee charges.
Cash back rewards:
Walmart rewards its customers cash back who pay their bills on time as an incentive.
What if You make Your Walmart Credit Card Payment Late – Any Penalty?
Walmart requires that its customers pay the minimum amount of the balance (see: how to check balance) at the end of each month. But for some reasons if the customer fails to pay the minimum amount the following will influence your payment history;
- Your interest rate will constantly rise.
- Late payment charges will pile up.
- This in turn will have a bad impact on your credit history.
So, what are the Walmart Credit Card Payment Options?
You can pay your Walmart Credit card bills by many ways. Walmart offers multiple payment options to its valuable customer to their ease. Walmart provides the following payment methods;
Online payment with Walmart credit card login:
You can sign up for Walmart card online account at Walmart’s website and make your payment through their online payment option. Customers can also use Walmart app on their mobile to login and make payments online on the go. Your payment details will be posted in 2-3 working days.
Paying through e-payment:
Paying using e-payment requires the customer to have a bank account. This process is just like any other credit card payment process. You can sign in a Walmart Credit card account to set up the account.
Payment by phone:
If you use the automated payment method, then this service is free. Whereas, service charges $10 will apply if you choose a representative for assistance. Speedpay can be used when you are paying through your debit card on phone.
Walmart Credit Card: 1-877-294-7880
Walmart MasterCard: 1-866-611-1148
Pay by mail:
Another option that Walmart provides its customers is paying your credit card bill via mail. Walmart customer can use US postal service to insure their payments on regular basis. You can pay through Walmart Credit card to the following address
PO Box 530927
Atlanta, GA 30353-0927
The purchases made through Master card can be paid on this address
PO Box 960024
Orlando, FL 32896-0024
Payment made at the store:
The Walmart Credit card holders can easily make payments at any Customers service desk at Walmart stores. A Sam’s Club member can pay his/her bill at any Sam’s Club location.
Pay using Checkfree:
This is another method of online payment. You make payments either by signing in or registering to your Checkfree account. Our customers can also use the Walmart mobile app to make payments.
We hope that this blog is helpful, and in the future, you will continue using Walmart Credit card and keep availing the benefits that the Walmart providing you. Stay connected with us or contact Walmart customer service.